How the 51% Rule Works

• If you are 51% or more at fault, you recover nothing
• If you are less than 51% at fault, your compensation is reduced

Example:

If your damages are $100,000 and you are found 30% at fault, you recover $70,000.

Why Insurance Companies Love This Rule

Insurance companies use this rule to:

• Shift blame onto you
• Reduce how much they have to pay
• Deny claims entirely if they can push fault over 50%

Even small details can be used against you.

How Fault Is Determined

Fault is based on:

• Police reports
• Witness statements
• Accident reconstruction
• Evidence like photos and videos

Protecting Yourself

The best way to protect your claim is to:

• Document everything immediately
• Avoid admitting fault
• Get legal representation early

💼 Titans Legal

Don’t let the insurance company twist the facts.

At Titans Legal, we fight to keep fault where it belongs.

📞 Call 214-488-8888
✔ Free consultation
✔ No fees unless we win