What the 2-Year Rule Means

The clock usually starts on the date of the accident. From that moment, you have two years to formally file your claim in court.

If you miss that deadline, even by a single day, your case can be permanently barred.

Common Mistakes People Make

Many injury victims assume:

• “I’m still negotiating with insurance, so I’m fine”
• “I’ll wait until treatment is finished”
• “I have plenty of time”

Unfortunately, none of these pause the deadline.

Insurance companies are fully aware of this timeline and often delay negotiations hoping you will run out of time.

Exceptions That Can Complicate Things

Some cases have even shorter deadlines, especially when:

• A city or government entity is involved
• The injured person is a minor
• The injury was not immediately discovered

These exceptions can be complex, and waiting too long can eliminate your options entirely.

Why Acting Early Matters

The sooner you act:

• The stronger your evidence will be
• The easier it is to prove fault
• The less leverage insurance companies have

💼 Titans Legal

Don’t let a deadline cost you your entire case.

At Titans Legal, we track every deadline so you don’t have to.

📞 Call 214-488-8888 today
✔ Free consultation
✔ No fees unless we win